My characters have much more interesting lives than my own. Every day for them is an adventure. Oh sure, occasionally they're murdered or dismembered, but they will never die of boredom or suffer the unending horror of having a day job. Many of them have cool cars and nice houses and get to have sex with lots of people without worrying about getting a disease.
Does all that balance out that their existence relies on my whim or whimsy? Perhaps they must live life out loud in an attempt to find favor with me, their creator. To avoid having some new horror befall them, or worse yet, being left forever, hopes and dreams unfulfilled, on the unfinished page as has happened to so many of their kind before them.
Well, that still sounds better than sitting though two hours of budgeting meetings.