I really appreciated Ike's explanation of "Real" rate of Return because it shows if your money is "really" growing. I personally am not a fan of Universal/Whole Life products as an "investment or cash value" because the returns are low and part of your investment is going toward the insurance. I believe insurance and investments should be separate because ALL investment money should go 100% toward the investment.
Causes Ike Ikokwu Supports
HIS Harvest House, NO Longer Bound, Jentezen Franklin Ministries, Free Chapel Ministries, Life Center Ministry