For all Faithful Readers in this New Year, a tip: Magic-Marker "2013" on the back of your writing hand. It will fade out about the time you no longer need it.
(grin) G'wan-- just TRY to tell me this isn't the most helpful tip you've received all year, so far. It's already saved me from wasting three monthly-bill checks...
-- Earl Merkel
(POSTSCRIPT: Okay, I admit it: arguably, the SECOND most helpful tip so far this year... if, say, at 12:01 a.m. last Tuesday, a friend (also) cried out to you "Hey! Don't step in THAT!" --EM)